Lifeboat crews from Burnham helped rescue five people from the River Crouch.
A 16-foot speedboat had been towing an inflatable on Saturday when the craft capsized.
Two men, a woman and two children, who were all wearing lifejackets, were rescued by other river users.
The lifeboat ferried them to South Fambridge where a waiting ambulance took them to hospital for treatment for shock and the effects of cold.
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